:root {
  --navy:   #1B3A6B;
  --navy2:  #142d54;
  --orange: #E07B20;
  --orange2:#c96c18;
  --light:  #F4F7FB;
  --text:   #2D3748;
  --muted:  #6B7280;
  --border: #E2E8F0;
}

* { box-sizing: border-box; }

body {
  font-family: 'Segoe UI', system-ui, -apple-system, sans-serif;
  color: var(--text);
  background: #fff;
  margin: 0;
}

/* ── Navbar ── */
.site-nav {
  background: var(--navy);
  padding: 0.85rem 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 8px rgba(0,0,0,.25);
}
.site-nav .brand { color: #fff; text-decoration: none; }
.site-nav .brand-name { font-size: 1.1rem; font-weight: 700; }
.site-nav .brand-sub  { font-size: .72rem; color: rgba(255,255,255,.65); }
.nav-cta {
  background: var(--orange);
  color: #fff !important;
  border-radius: 6px;
  padding: .45rem 1.1rem;
  font-size: .85rem;
  font-weight: 600;
  text-decoration: none;
  transition: background .2s;
}
.nav-cta:hover { background: var(--orange2); }
.nav-phone { color: rgba(255,255,255,.8); font-size: .85rem; text-decoration: none; }
.nav-phone:hover { color: #fff; }

/* ── Hero ── */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, #2a5298 100%);
  color: #fff;
  padding: 4.5rem 1.5rem 3.5rem;
  text-align: center;
}
.hero h1 { font-size: clamp(1.8rem, 5vw, 3rem); font-weight: 800; line-height: 1.15; margin-bottom: .75rem; }
.hero p.lead { font-size: clamp(1rem, 2.5vw, 1.2rem); color: rgba(255,255,255,.85); max-width: 620px; margin: 0 auto 2rem; }
.hero-accent { color: var(--orange); }

/* ── Buttons ── */
.btn-primary-site {
  background: var(--orange);
  color: #fff;
  border: none;
  border-radius: 8px;
  padding: .85rem 2rem;
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  text-decoration: none;
  display: inline-block;
  transition: background .2s, transform .1s;
}
.btn-primary-site:hover  { background: var(--orange2); transform: translateY(-1px); color: #fff; }
.btn-outline-site {
  background: transparent;
  color: var(--navy);
  border: 2px solid var(--navy);
  border-radius: 8px;
  padding: .8rem 1.8rem;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  text-decoration: none;
  display: inline-block;
  transition: all .2s;
}
.btn-outline-site:hover { background: var(--navy); color: #fff; }

/* ── Section ── */
.section { padding: 4rem 1.5rem; }
.section-light { background: var(--light); }
.section-navy  { background: var(--navy); color: #fff; }
.section-title {
  font-size: clamp(1.4rem, 3.5vw, 2rem);
  font-weight: 800;
  color: var(--navy);
  margin-bottom: .5rem;
}
.section-navy .section-title { color: #fff; }
.section-sub { color: var(--muted); font-size: 1rem; max-width: 560px; }

/* ── Audience cards ── */
.audience-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 1.25rem;
  max-width: 900px;
  margin: 2.5rem auto 0;
}
.audience-card {
  background: rgba(255,255,255,.08);
  border: 2px solid rgba(255,255,255,.15);
  border-radius: 14px;
  padding: 1.75rem 1.25rem;
  text-align: center;
  text-decoration: none;
  color: #fff;
  transition: all .2s;
}
.audience-card:hover {
  background: rgba(255,255,255,.15);
  border-color: var(--orange);
  transform: translateY(-3px);
  color: #fff;
}
.audience-card i { font-size: 2rem; color: var(--orange); margin-bottom: .75rem; display: block; }
.audience-card .card-title { font-size: 1rem; font-weight: 700; margin-bottom: .25rem; }
.audience-card .card-sub   { font-size: .8rem; color: rgba(255,255,255,.7); }

/* ── Lead Form ── */
.lead-form-wrap {
  background: #fff;
  border-radius: 16px;
  padding: 2.25rem 2rem;
  box-shadow: 0 8px 40px rgba(0,0,0,.12);
  max-width: 480px;
  width: 100%;
}
.lead-form-wrap h3 { font-size: 1.2rem; font-weight: 700; color: var(--navy); margin-bottom: 1.25rem; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: .75rem; }
.form-group { margin-bottom: .9rem; }
.form-group label { display: block; font-size: .82rem; font-weight: 600; color: var(--text); margin-bottom: .3rem; }
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: .65rem .9rem;
  border: 1.5px solid var(--border);
  border-radius: 7px;
  font-size: .95rem;
  transition: border .15s;
  outline: none;
  background: #fff;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus { border-color: var(--navy); }
.form-group textarea { resize: vertical; min-height: 80px; }
.form-submit { width: 100%; margin-top: .5rem; font-size: 1rem; padding: .9rem; }
.form-disclaimer { font-size: .72rem; color: var(--muted); margin-top: .75rem; text-align: center; line-height: 1.4; }

/* ── Hero split layout (page heroes) ── */
.hero-split {
  background: linear-gradient(135deg, var(--navy) 0%, #2a5298 100%);
  color: #fff;
  padding: 3.5rem 1.5rem;
}
.hero-split-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
}
.hero-split-text h1 { font-size: clamp(1.6rem, 4vw, 2.5rem); font-weight: 800; line-height: 1.2; margin-bottom: 1rem; }
.hero-split-text p  { font-size: 1rem; color: rgba(255,255,255,.85); margin-bottom: 1.5rem; }
.hero-badge {
  display: inline-flex; align-items: center; gap: .5rem;
  background: rgba(255,255,255,.1); border-radius: 50px;
  padding: .4rem 1rem; font-size: .82rem; margin-bottom: 1rem;
  border: 1px solid rgba(255,255,255,.2);
}
.hero-badge i { color: var(--orange); }

/* ── Benefits ── */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.5rem;
  max-width: 1100px;
  margin: 2rem auto 0;
}
.benefit-card {
  background: #fff;
  border-radius: 12px;
  padding: 1.75rem 1.5rem;
  box-shadow: 0 2px 16px rgba(0,0,0,.07);
  border-left: 4px solid var(--orange);
}
.benefit-card i   { font-size: 1.6rem; color: var(--navy); margin-bottom: .75rem; display: block; }
.benefit-card h4  { font-size: 1rem; font-weight: 700; margin-bottom: .4rem; }
.benefit-card p   { font-size: .88rem; color: var(--muted); margin: 0; }

/* ── Steps ── */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.5rem;
  max-width: 900px;
  margin: 2rem auto 0;
  counter-reset: steps;
}
.step-card { text-align: center; padding: 1.5rem 1rem; }
.step-num {
  width: 52px; height: 52px;
  background: var(--orange);
  color: #fff;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem; font-weight: 800;
  margin: 0 auto 1rem;
}
.step-card h4 { font-size: 1rem; font-weight: 700; margin-bottom: .35rem; }
.step-card p  { font-size: .88rem; color: var(--muted); margin: 0; }

/* ── Trust bar ── */
.trust-bar {
  background: var(--light);
  border-top: 1px solid var(--border);
  padding: 1.25rem 1.5rem;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 2.5rem;
  flex-wrap: wrap;
}
.trust-item { display: flex; align-items: center; gap: .5rem; font-size: .82rem; color: var(--muted); }
.trust-item i { color: var(--orange); font-size: 1rem; }

/* ── CTA section ── */
.cta-section {
  background: var(--orange);
  color: #fff;
  text-align: center;
  padding: 3.5rem 1.5rem;
}
.cta-section h2 { font-size: clamp(1.4rem, 3.5vw, 2rem); font-weight: 800; margin-bottom: .75rem; }
.cta-section p  { font-size: 1rem; margin-bottom: 1.75rem; opacity: .92; }
.btn-white {
  background: #fff;
  color: var(--orange);
  border: none;
  border-radius: 8px;
  padding: .85rem 2rem;
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  text-decoration: none;
  display: inline-block;
  transition: all .2s;
}
.btn-white:hover { background: var(--light); color: var(--orange2); }

/* ── Partner perks ── */
.perks-list { list-style: none; padding: 0; margin: 1.5rem 0 0; }
.perks-list li {
  display: flex; align-items: flex-start; gap: .85rem;
  padding: .9rem 0;
  border-bottom: 1px solid var(--border);
  font-size: .95rem;
}
.perks-list li:last-child { border-bottom: none; }
.perks-list .perk-icon {
  width: 38px; height: 38px; flex-shrink: 0;
  background: rgba(224,123,32,.12);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: var(--orange);
  font-size: 1rem;
}
.perks-list .perk-title { font-weight: 700; font-size: .95rem; }
.perks-list .perk-sub   { font-size: .82rem; color: var(--muted); }

/* ── Footer ── */
.site-footer {
  background: var(--navy2);
  color: rgba(255,255,255,.6);
  padding: 2.5rem 1.5rem 1.5rem;
  font-size: .78rem;
  line-height: 1.7;
}
.footer-inner { max-width: 900px; margin: 0 auto; }
.footer-name  { color: #fff; font-weight: 700; font-size: .95rem; margin-bottom: .25rem; }
.footer-links { display: flex; gap: 1.5rem; flex-wrap: wrap; margin-top: 1rem; }
.footer-links a { color: rgba(255,255,255,.5); text-decoration: none; font-size: .78rem; }
.footer-links a:hover { color: #fff; }

/* ── Responsive ── */
@media (max-width: 640px) {
  .hero-split-inner { grid-template-columns: 1fr; gap: 2rem; }
  .lead-form-wrap   { padding: 1.5rem 1.25rem; }
  .form-row         { grid-template-columns: 1fr; }
  .trust-bar        { gap: 1.25rem; }
  .site-nav .nav-phone { display: none; }
}