Utah's Trusted Home Loan Expert

Your Utah Home Journey
Starts Here

Whether you're buying your first home, upgrading, investing, or refinancing — get a personalized game plan in minutes. No pressure, no obligation.

Pre-approval in as little as 1 hour from your initial consult

Licensed in Utah · NMLS #1332276
1-Hour Pre-Approval
Fidelity First Funding · NMLS #3142
801-695-8228
A Local LO Who Actually Answers

I'm Chad Fowers — a Utah-based mortgage loan originator with Fidelity First Funding. I work with first-time buyers, seasoned investors, and the real estate agents who serve them. My job is to make the financing side of your transaction as smooth and fast as possible, so you can focus on the home — not the paperwork.

Get Your Free Game Plan
How It Works

Three steps from curious to pre-approved.

1

Tell Me Your Situation

Fill out the short form for your audience — takes 90 seconds. No credit pull yet.

2

Free Strategy Call

I call you within 1 business hour to walk through your numbers and options. Zero obligation.

3

Pre-Approval Letter

Once you're ready, we complete your application and get your pre-approval letter — often the same day.

Ready to Know What You Qualify For?

Takes 90 seconds. No credit pull. No obligation.

Start My Game Plan