Homebuyer Readiness Assessment | Mortgage Lending Utah

Let's start with you.

So Chad knows who he's talking to and how to reach you.

Full name

Phone number

Email address

Where are you starting from?

Current housing situation

Renting Own, planning to sell Own, keeping it Living with family Other

Is this your first home purchase?

Yes, first-time buyer No, I've owned before

Do you currently own another property?

Yes No

The numbers: credit, income, and cash.

Estimates are fine — this isn't a credit pull.

Approximate credit range

Under 580 580–619 620–659 660–699 700–739 740+ Not sure

Approximate gross monthly household income

Approximate monthly debt payments (cars, cards, loans)

Available savings for down payment & closing costs

Employment & the plan.

Employment situation

W-2 employee Self-employed Commission / bonus-based Retired Other

Down payment you're planning to use

Expected purchase timeline

0–3 months 3–6 months 6–12 months 12+ months Not sure

Area you're most interested in

Last thing.

What feels like the biggest obstacle to buying right now?

My credit Down payment / cash Income or debt load Home prices / rates Not sure where to start Nothing — just exploring

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Where do you actually stand?

Let's start with you.

Where are you starting from?

The numbers: credit, income, and cash.

Employment & the plan.

Last thing.