Privacy Policy

Last updated: June 2026

Chad Fowers, Mortgage Loan Originator with Fidelity First Funding (NMLS #3142), operates mortgagelendingut.com. This Privacy Policy describes how we collect, use, and protect information submitted through this website.

1. Information We Collect

When you submit a form on this website, we may collect:

• First and last name
• Phone number
• Email address
• Information about your mortgage goals (purchase price range, timeframe, refinance goals, etc.)
• Property address or city (if provided)

We may also collect non-personal information such as browser type, device type, and pages visited through standard web analytics.

2. How We Use Your Information

Information you submit is used to:

• Contact you about your mortgage inquiry via phone, text, or email
• Provide mortgage guidance and pre-approval assistance
• Send confirmation and follow-up communications related to your inquiry
• Invite you to our free Home Buyer Workshop if applicable

3. Communications Consent

By submitting a form on this website, you expressly consent to being contacted by Chad Fowers and/or Fidelity First Funding via telephone, mobile phone (including text/SMS messages), and/or email regarding mortgage products and services, even if your number is on a Do Not Call registry. Message and data rates may apply. You may opt out at any time by replying STOP to any text message or by contacting us directly.

4. Sharing of Information

We do not sell, rent, or trade your personal information to third parties. Your information may be shared with:

• Fidelity First Funding (NMLS #3142) — the licensed mortgage company through which loan services are provided
• Service providers who assist in operating this website and sending communications (such as email delivery services), under confidentiality agreements
• Government or regulatory bodies if required by law

5. Data Security

We take reasonable precautions to protect your information from unauthorized access, disclosure, or misuse. This website uses HTTPS encryption. However, no internet transmission is completely secure, and we cannot guarantee absolute security.

6. Cookies and Analytics

This website may use cookies or similar tracking technologies to improve user experience and analyze traffic. You can disable cookies in your browser settings, though some features may not function properly as a result.

7. Third-Party Links

This website may contain links to third-party sites (such as NMLS Consumer Access). We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies.

8. Your Rights

You may request to access, correct, or delete personal information we hold about you by contacting us. We will respond within a reasonable timeframe.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated date. Continued use of the website after changes constitutes acceptance of the updated policy.

10. Contact Us

This is not a commitment to lend. All loans subject to credit approval, underwriting approval, and program guidelines. Equal Housing Lender.